AI submission intake

Quote-readysubmissions inminutes, not hours.

Drop in the whole messy bundle — ACORDs, loss runs, SOVs, broker emails, even scans. SubmitIQ hands back a clean, structured record with every missing field flagged before you quote.

<0 sec

per submission — down from ~31 minutes by hand

94–97%
field accuracy
app.submitiq.co
The SubmitIQ workspace: a submission intake queue with extracted fields and flags
ACORD 125 ·Loss runs ·SOVs ·Broker emails ·Scanned PDFs ·ACORD 126 ·Supplementals ·Driver schedules ·

Whatever lands in the inbox, SubmitIQ reads it — and writes a clean record straight into the system you already run on.

Applied EpicVertafore AMS360HawkSoftEZLynxNowCertsStandard CSV

Submissions don't stall because the data is missing. They stall because nobody has time to organise the data that's already there. 

A CSR opens the bundle, re-keys the ACORDs, chases what's missing, totals the loss runs. Two days later you quote — and the prospect already has two others on the table.

What it does

One drop-off. complete, quotable file. 

Extraction

Every field, with a confidence score

Named insured, FEIN, payroll, limits, dates, class codes — pulled into one structured record, each value tagged with how sure the model is and which page it came from.

Extracted account record with per-field confidence scores
Guardrails

Gaps flagged before you quote

Missing FEINs, uninsured subs, open reserves, blank payroll — surfaced and ranked by underwriting consequence, not by how they look on the form.

Action items list flagging high and medium severity issues
Loss history

Five years, totalled and charted

Claims parsed out of the loss run, summed, and plotted — with open reserves called out separately.

Loss analysis with a five-year incurred-losses chart

AMS-ready export

Epic, AMS360, HawkSoft, EZLynx, NowCerts — mapped to the format your team already imports.

E&O audit trail

Every field traced to its source page. Every AI value, every human correction, timestamped.

Carrier appetite fit

Upload a carrier's appetite guide once; every submission gets scored against the real rules.

Process

Three steps. No new software for your team to learn. 

01

Drop the bundle in

Forward the email or upload the folder. PDFs, scans, ACORD forms, loss runs, SOVs, broker threads — no sorting, no renaming, no format wrangling.

02

It reads and reconciles

Two passes run at once: one pulls the structured fields, one thinks like an underwriter — cross-checking documents against each other and flagging what doesn't line up.

03

You get a quotable file

A clean record lands in your AMS format with every gap listed and every value traceable. Your team reviews and binds — nobody re-types anything.

See it run

Watch real submission go through, start to finish. 

No edits, no sped-up footage — an actual bundle dropped in and the structured record coming back out the other side.

app.submitiq.co/submission/live
Why it matters

What changes when intake stops being the bottleneck. 

Capacity

Handle more submissions without hiring

Intake stops scaling with headcount. The same team clears a bigger book because the typing — the part that actually eats the day — is gone.

  • ~10 hours a week back for a 20-submission producer
  • Same turnaround at 10 submissions or 100
Two colleagues reviewing work together at a desk
Speed to quote

Be first to the broker, not third

The agency that quotes first usually wins. Cutting intake from days to under a minute is the whole difference on competitive accounts.

  • Under 60 seconds from bundle to structured record
  • No 1–3 day gap while a bundle waits its turn
A team meeting around a laptop in a bright office
E&O protection

Catch the miss before the carrier does

Most quoting E&O claims trace back to manual entry. Every required field gets checked every time — not just the ones a tired reviewer happened to notice.

  • Every field traced to its source document
  • Flags ranked by underwriting consequence
Close-up of paperwork and documents on a desk
By the numbers

The gap between how intake works and how it should. 

<0 sec

Bundle to structured record

measured, not estimated

0%

Field accuracy ceiling

94–97% across kill-test bundles

0 min

Saved per submission

vs. the manual baseline

0.0×

Times a file gets re-keyed

before SubmitIQ, across systems

Proven, not promised

Real catches from real submission bundles. 

Not hypotheticals. Each of these is a specific finding from a kill-test run across four lines of business — the kind of thing that costs an agency a placement, or a claim.

Trucking & logistics

Missing MC/Docket # alongside an on-file US DOT #, and 2 vehicles left as “VIN pending” against a stated 18-power-unit fleet.

Caught before quoting
Hospitality & liquor

Security/door staffing left undisclosed at 2 of 3 locations on a liquor liability supplemental — a binding gap, not a formatting one.

Caught before quoting
Construction & GC

A $67,000 bodily-injury claim tied to a subcontractor with no COI on file at the time of loss — the exact E&O exposure this exists to prevent.

Caught before quoting
Habitational portfolio

A genuine $1,000,000 gap in a 3-layer excess tower — the primary topped out $1M below where the first excess layer attached.

Caught before quoting
Habitational portfolio

A genuine $1,000,000 gap in a 3-layer excess tower — the primary topped out $1M below where the first excess layer attached.

Caught before quoting
Construction & GC

A $67,000 bodily-injury claim tied to a subcontractor with no COI on file at the time of loss — the exact E&O exposure this exists to prevent.

Caught before quoting
Hospitality & liquor

Security/door staffing left undisclosed at 2 of 3 locations on a liquor liability supplemental — a binding gap, not a formatting one.

Caught before quoting
Trucking & logistics

Missing MC/Docket # alongside an on-file US DOT #, and 2 vehicles left as “VIN pending” against a stated 18-power-unit fleet.

Caught before quoting

SubmitIQ is early — when real agencies run their own bundles through it, their results go here instead.

Pricing

Priced against what it saves you. 

Month to month, no long contract. Start by sending a bundle — pricing only matters once you've seen what comes back.

Foundation

Core extraction for a solo producer or a small team.

$397/mo

Up to 75 submissions / month

  • Document extraction + loss analysis
  • AMS-ready export (Standard CSV)
  • Confidence score on every field
  • Email support
Most popular

Agency

For a growing commercial team that needs real appetite matching.

$797/mo

Up to 250 submissions / month

  • Everything in Foundation
  • Agency Appetite Profiles
  • Carrier Submission Packets
  • E&O / AI-governance audit trail
  • Priority support

Principal

Unlimited volume with white-glove onboarding.

$1,497/mo

Unlimited submissions

  • Everything in Agency
  • Custom required-field rules
  • White-glove onboarding + training
  • Dedicated support line

$6 per submission over your monthly cap · $500 one-time onboarding (waived for the first 5 founding agencies, who also lock 50% off for life)

The free teardown

Send real submissions. We'll run them free. 

Zip up your three most painful recent bundles and send them over. You'll get clean structured records, a loss-history chart, and a “what's missing” flag sheet back within 24 hours. Uploading is the request — there's nothing else to book.

24-hour turnaroundYour data stays yoursNo cost, no commitment

Drop your zipped bundle

.zip preferred · or email larger bundles

Open the upload page
FAQ

Questions, answered straight. 

Something not covered here? Email hello@submitiq.co — it comes straight to me.

You zip up 3 real submission bundles and upload them. We run them through SubmitIQ and send back a clean structured record for each, a loss-history chart, and a sheet of everything missing or risky — within 24 hours. No cost, no commitment, and nothing to book: the upload is the whole request.